Professional liability insurance for aging and adult service providers, staff, and their facilities.
Aging and adult services can be tricky and complicated to place. You nor anyone else can afford even the slightest hiccup in getting your client insured properly. Anyone but a solely focused healthcare professional liability expert and specialist leaves you prone to...
Your focus ought to be your insured, not the carrier and not your wholesaler. If your wholesaler is merely an access point to carriers, it's time for a new wholesaler. Market access alone isn't worth constant headaches.
Rest easy knowing that you'll be the hero in your insured’s eyes after securing them the best policy possible.
A good wholesaler reduces your busywork so that you can focus on the tasks that only you can do.
When your wholesaler does their job right they create more time for you to do yours.
Don't waste time with wholesalers who can't place your business properly. If you find a match here it's because you've found an aging and adult services expert who can help place your accounts.
Why waste time on an exploratory phone call? If you see a line listed here, you know you’ve found a wholesaler who can help you identify the exact coverage your aging and adult services client needs.
Aiding your clients while growing your business is hard enough work as it is. Your wholesaler shouldn't add to your burden, which is why Ethos developed Fast-Easy-Right.
Within two business days of a completed submission, your personalized team of experts will send your first marketing summary.
Receive regular communication including marketing summaries, carrier proposals, and consultative information.
You and your insured experience the smoothest and most accurate healthcare professional liability placement you’ve had to date.
Here are a few of the most commonly asked questions that we get about insuring aging and adult services.
Ethos works with all the key carriers specialized in the healthcare liability marketplace. However, there are always other carriers that may have an appetite for healthcare accounts but struggle to compete with more specialized carriers. When new carriers enter the healthcare liability arena, we are careful to vet them out and add them if they are likely to provide a benefit for our customers.
If there is a particular carrier missing from our list that you have questions about we would like to encourage you to contact us so that we can discuss if the carrier is missing in error, or otherwise discuss the circumstances for their omission.
While we're working on a self-service tool to help you select the best application for your particular opportunity, we invite you to contact us directly and an Ethos team member will happily help you find the correct application.
Every submission should include an application and no fewer than 5 years of loss/claims history (aka: loss runs). There are many specialized applications or supplemental applications that address the particular details of certain classes of business. Additional info may also be necessary to complete a submission: financials, copies of most recent state inspection reports and plans of action, and copies of contracts and licenses, to name a few.
Start with selecting the best medical malpractice and professional liability wholesaler in the aging and adult services market. By the end of the day your meeting time will be reserved, and within 15 minutes you’ll know whether Ethos is the right match for you.